.beratung-einstieg{margin:2.6em 0;padding:1.4rem 1.5rem 1.5rem;background:var(--color-cream);border-left:4px solid var(--color-gold);border-radius:6px}.beratung-einstieg .be-frage{margin:0 0 .45rem;font-size:19px;font-weight:600;line-height:1.35;color:var(--color-dark)}.beratung-einstieg .be-text{margin:0 0 1.1rem;font-size:16px;line-height:1.6;color:#262627d9}.beratung-einstieg .be-btn{display:inline-flex;align-items:center;gap:.5rem;background:var(--color-charcoal);color:#fff;text-decoration:none;font-size:15px;font-weight:600;padding:.7rem 1.2rem;border-radius:5px;transition:background .2s ease}.beratung-einstieg .be-btn:hover{background:var(--color-dark);color:#fff}.beratung-einstieg .be-btn:focus-visible{outline:2px solid var(--color-gold);outline-offset:3px}.vr-box{margin:2.4em 0;background:var(--color-cream);padding:1.6rem 1.5rem;border-top:4px solid var(--color-charcoal)}.vr-box .vr-titel{margin:0 0 .4rem;font-size:24px;line-height:1.2;font-weight:700;color:var(--color-dark)}.vr-box .vr-intro{margin:0 0 1.2rem;font-size:16px;color:#262627d9}.vr-form{display:grid;grid-template-columns:1fr 1fr;gap:1rem 1.4rem}.vr-feld{display:flex;flex-direction:column;justify-content:space-between;gap:.35rem;border:0;padding:0;margin:0;font-size:15px;font-weight:600;color:var(--color-dark)}.vr-feld legend{padding:0;margin-bottom:.35rem}.vr-euro{display:flex;align-items:center;background:#fff;border:2px solid #e6e2d6}.vr-euro:focus-within{border-color:var(--color-gold)}.vr-euro input{flex:1;min-width:0;border:0;padding:.65rem .8rem;font-size:18px;font-weight:600;text-align:right;background:transparent;color:var(--color-dark);font-variant-numeric:tabular-nums}.vr-euro input:focus{outline:none}.vr-euro em{font-style:normal;padding-right:.8rem;color:#26262799}.vr-wahl{display:flex;flex-wrap:wrap;gap:.5rem 1.2rem;font-weight:500}.vr-wahl label,.vr-check{display:inline-flex;align-items:center;gap:.45rem;cursor:pointer}.vr-check{grid-column:1 / -1;font-size:15px;font-weight:500;color:var(--color-dark)}.vr-ergebnis{margin-top:1.4rem}.vr-fb{margin:0 0 .6rem;font-size:15px;color:var(--color-dark)}.vr-tabelle{width:100%;border-collapse:collapse;background:#fff;font-size:16px}.vr-tabelle th{text-align:left;font-size:14px;font-weight:600;color:#262627b3;padding:.6rem .8rem;border-bottom:3px solid var(--color-charcoal)}.vr-tabelle td{padding:.75rem .8rem;border-bottom:2px solid #f0ede4;color:var(--color-dark);vertical-align:top}.vr-tabelle .vr-num{text-align:right;white-space:nowrap;font-variant-numeric:tabular-nums}.vr-tabelle .vr-sub{display:block;font-size:13px;color:#262627a6;margin-top:2px}.vr-tabelle tr.vr-beste td{background:var(--color-gold);font-weight:700}.vr-tabelle tr.vr-aus td{color:#26262780}.vr-fazit{margin:.8rem 0 0;font-size:17px;font-weight:700;color:var(--color-dark)}.vr-hinweis{margin:1rem 0 0;font-size:13px;color:#262627a6;line-height:1.5}.vr-cta{display:inline-block;margin-top:1rem;background:var(--color-charcoal);color:#fff!important;text-decoration:none!important;font-weight:700;font-size:15px;padding:.75rem 1.3rem;border-radius:999px}.vr-cta:hover{background:var(--color-dark)}@media(max-width:640px){.vr-form{grid-template-columns:1fr}.vr-tabelle th:last-child,.vr-tabelle td:last-child{display:none}}.article-content{color:var(--color-dark);font-size:17px;line-height:1.7;counter-reset:section}.article-content h2{font-size:28px;font-weight:600;line-height:1.25;letter-spacing:-.3px;margin-top:2.4em;margin-bottom:.7em;color:var(--color-dark);counter-increment:section}.article-content h2:before{content:counter(section,decimal-leading-zero);color:var(--color-gold);font-weight:700;font-size:1em;margin-right:.65rem}.article-content h3{font-size:22px;font-weight:600;line-height:1.3;letter-spacing:-.2px;margin-top:2em;margin-bottom:.6em;color:var(--color-dark)}.article-content p{margin-bottom:1.3em}.article-content a{color:var(--color-gold);text-decoration:underline;text-underline-offset:3px;text-decoration-thickness:1.5px;font-weight:500}.article-content a:hover{color:#bfa67e}.article-content strong{font-weight:600;color:var(--color-dark)}.article-content ul,.article-content ol{margin:1.2em 0 1.5em;padding-left:1.4em}.article-content li{margin-bottom:.5em}.article-content blockquote{border-left:4px solid var(--color-gold);padding-left:1.2em;margin:1.8em 0;font-style:italic;color:#262627d9}.article-content h2,.article-content h3{scroll-margin-top:100px}.toc{margin:0 0 2.5rem}.toc-title{font-size:22px;font-weight:600;line-height:1.3;letter-spacing:-.2px;color:var(--color-dark);margin:0 0 .6rem}.toc-list{list-style:none;margin:0;padding:0;counter-reset:toc}.toc-list li{counter-increment:toc;margin:0;padding:.35rem 0}.toc-list a{display:flex;gap:.6rem;align-items:baseline;color:var(--color-dark);text-decoration:none;font-size:16px;line-height:1.4;transition:color .15s}.toc-list a:before{content:counter(toc,decimal-leading-zero);color:var(--color-gold);font-weight:700;font-size:12px;flex-shrink:0}.toc-list a:hover{color:var(--color-gold)}